The driver or driver of the vehicle, at the request of a law enforcement officer or other person involved in the accident, must give to the officer or another person: 2. If a person is injured or killed, you must report the accident to the police as soon as possible and no later than 24 hours after the accident: unless you are unable to do so due to injuries sustained in the accident. If someone is injured or killed in the accident and you don`t stop to check if someone is injured and to help those injured, you can be jailed for up to five years or fined up to $20,000. You must also be disqualified for at least one year. It is best not to accept responsibility for an accident, especially at the scene of an accident. This could affect your insurance coverage. The causes may be less simple than at first glance and more than one driver may contribute to an accident. If you have car insurance, let your insurance company know as soon as possible. You need as much information as possible about the accident. So make sure you get as much detail as possible. A blood test must be done by a physician or, in certain circumstances, by a registered nurse. If you are in the hospital due to a car accident, breath tests are not allowed, but blood samples can be taken, whether you agree or disagree, or if you are unable to give consent (unconscious).
Usually, the blood sample is divided into two parts and you can then request an independent analysis of one of these samples. Paragraphs 3 to 5 shall not apply where the driver or driver has been arrested or detained following the accident. Anyone can have a car accident. When you do this, it`s important to know what you need to do next. It`s helpful to know about car insurance so you don`t have to pay as much in the event of an accident. In New Zealand, you don`t have to insure your car, but it`s a good idea to have at least basic insurance. If you don`t, you may have to pay a lot of money to fix someone else`s car as well as your own. If you are unable to contact the owner, you must report the accident to the police no later than 60 hours after the accident, see “If you need to report accidents to the police” above. You do not have to report accidents if no one is injured and you can contact the owner of an unoccupied vehicle or other damaged property.
If you do not have insurance, you will have to pay personally for any damage you cause. First, you should seek legal advice as to whether the accident was your fault or not. 3. If another vehicle or property is damaged (such as fences, utility poles or traffic signs), you must notify the owner of the vehicle or property within 48 hours or report the accident to the police within 60 hours of the accident. If the accident is minor, there are no injuries, and you and the others involved have exchanged details and are being treated by your insurance company, you don`t need to call the police. Where the motor vehicle involved in the accident is a fire truck or ambulance travelling in an emergency, the driver shall comply with paragraph 1 if the driver stops the vehicle and drops off a crew member with a first aid kit and performs any other duties imposed on a driver by this subsection. If you are the driver of a vehicle directly or indirectly involved in an accident, and regardless of whether you are right or wrong, you must: Canstar will consider what to do if you are involved in a car accident on the road. If you are insured, report the accident to your insurance company immediately. Be sure to answer all questions on the insurance form completely and truthfully, especially those regarding alcohol consumption before the accident. A false or false answer may mean that the insurance company does not have to pay under your policy. Note: You should not say who you believe the accident is responsible for.
Your insurance company may refuse to pay if you say the accident was your fault. Note: The obligation to report to the police or to a vehicle or property owner (see above) does not apply if you have been arrested for the accident or if you are in police custody. Check your policy wording carefully, as you may be entitled to a rental car or compensation for transportation while your car is being repaired. Each insurer has different conditions for its policies. It is worth familiarizing yourself with it and checking if anything specific is being asked of you after an accident. If you are involved in an accident, you need to stop, find out if someone has been injured, and give help to all those injured. If you don`t stop and check, it`s a crime punishable by up to 3 months in jail, a fine of up to $4,500 and forfeiture of your licence for at least 6 months. There are different types of car insurance in New Zealand. The most basic policies (often called “liability insurance”) cover damage to someone else`s property in a motor vehicle accident. If you don`t have liability insurance and accidentally write off a $200,000 car, you could pay off the debt for a very long time or you might have to contemplate bankruptcy! More expensive policies can also cover any type of damage to your own vehicle. It is important that you read and understand the insurance policy before accepting it.
Make sure you are happy with it and that it covers all the situations you want. If an accident resulting directly or indirectly from driving a vehicle happens to a person or vehicle, the driver or driver of the vehicle If you were involved in a car accident, would you know what to do? Canstar looks at what to do if you are involved in an accident. If you have been directly or indirectly involved in a driving accident and someone has been injured or property has been damaged, you are required by law to report it to the police as follows: No, but it is always a very good idea to take out insurance in case of accidental loss or damage to your own vehicle or someone else`s vehicle or property. If you don`t have insurance, you`ll have to pay for repairs to your car and the other person`s car if you caused the accident. If a police officer or someone who was involved in the accident asks you, you have to tell him: if you have an accident, you have to stop. You must stop even if you are cycling, skateboarding or roller skates. You should help anyone injured as much as possible and call 111 if someone is injured. Then you need to report the accident to the police. They should stay until the police arrive. Running away after an accident can worsen the consequences for you. Accident & Insurance What does my insurance cover? What should I do if I am involved in a car accident? Should I admit that a car accident was my fault? What happens if I don`t stop after a car accident? Is car insurance compulsory in New Zealand? What do the market value and the agreed value mean in the insurance? How much does my insurance pay? What is a deductible? Are there any insurance conditions? What happens if I have a car accident and am not insured? I can`t afford to pay for the damage caused by the car accident, what can I do? Are my parents responsible for an accident in which I am involved? What should I do if I have problems with my insurance? Your parents are generally not responsible for the damage you have caused, regardless of your age. You will be responsible.
The exception is if you could foresee that the situation could happen and you could have stopped. For example, they could be held responsible if you are too young to have a driver`s license, but they still let you drive their car. If you have an accident, it could be argued that they should have seen it coming and should not let you drive.